Retirement Savings Calculator: Helps you plan how much you need for retirement.
The Retirement Savings Calculator is an essential tool for anyone dreaming of a financially secure and peaceful future. It allows you to practically and strategically visualize and plan the amount needed to achieve your retirement goals. By inputting data such as your current age, desired retirement age, life expectancy, the monthly income you aim for, and the expected return rate on your investments, this calculator projects the total capital you will need to accumulate. For you, Carlos, who values planning and resource optimization, this tool serves as a robust guide to make informed financial decisions today that will ensure your desired quality of life in the future, turning dreams into achievable goals.
Retirement Savings Calculator
Estimate how much you need to save for retirement and how much your savings may grow over time. (Page language: English - US)
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How to use this calculator
This calculator helps you estimate how much your retirement savings may grow and how much you need to save to reach a target. Enter your current age, retirement age, current savings, regular contributions, expected return, and inflation. Choose whether you want to target a monthly retirement income or a portfolio target. Click Calculate to see results.
- Fill the inputs and click Calculate.
- Use presets or change frequency to experiment.
- Save scenarios locally or export CSV/JSON.
Glossary
FV — Future Value: projected portfolio value at retirement.
PMT — Periodic contribution (payment) you make each period.
Nominal return — Expected annual return before adjusting for inflation.
Real return — Nominal return adjusted for inflation.
Rule of 4% — A rough rule that suggests withdrawing 4% of your portfolio in the first year of retirement as a sustainable income estimate.
Disclaimer
This calculator provides estimates for educational purposes only and does not replace advice from a qualified financial professional.
